Hospitality Insurance
Hospitality without worry. We know the unique challenges of running hotels, resorts, bars, and restaurants. Our tailored insurance and financial solutions protect your property, your team, and your guests—so you can focus on creating memorable experiences and growing your business with confidence.
Together, Delivering Memorable Experiences
Deep Industry Knowledge
We know hospitality inside and out, so your coverage fits your needs perfectly.
Complete Peace of Mind
Comprehensive protection so you can focus on running your business, not worrying about risks.
Confidence to Innovate
We help you take bold steps—opening new locations, upgrading amenities, and enhancing guest experiences.
Protecting the Places Guests Call Home
By The Numbers
#16
Ranked by Insurance Journal as
the #16 biggest P/C agency
1500+
Number of ALKEME employees nationwide
90+
Office locations across the United States
$2B+
Amount of premiums written in 2024
Smart Insurance Solutions for Hospitality
Hospitality business insurance is a tailored combination of commercial policies for businesses that serve guests, including hotels, motels, resorts, restaurants, bars, breweries, and nightclubs. It typically brings together general liability, commercial property, workers' compensation, and business interruption coverage, with liquor liability and guest property protection added based on your operations. This way, your business, staff, and guests are protected under one coordinated program.
Premiums depend on your type of operation, location, number of employees, annual revenue, share of sales from alcohol, claims history, and the coverage limits and deductibles you choose. Strong safety, security, and food-handling practices can also influence pricing. Our team reviews these factors with you to recommend coverage that fits both your risks and your budget.
We provide comprehensive coverage including property, liability, workers' compensation, business interruption, and guest protection. Our solutions are designed to safeguard your staff, guests, and assets.
We conduct a thorough risk assessment tailored to your property and operations. By analyzing potential exposures and current policies, we ensure your coverage is complete, efficient, and aligned with your business goals.
We streamline the process to get your business the right coverage efficiently. Our team works with you to assess risks, recommend solutions, and implement coverage so you can focus on running your operations.